Insurance Claims Process

Experiencing property damage can be overwhelming. You’re faced with major decisions, tight deadlines, and complex policy language — all while trying to recover. That’s why having a licensed public adjuster on your side can make all the difference. We handle every step of the claim process to ensure your loss is fully documented, properly presented, and fairly settled.

These are the usual steps for claims handling at Paragon Public Adjusters

Initial Contact & Consultation

1. We respond promptly to your call, email, or online inquiry.
2. A licensed adjuster reviews your situation and schedules an on-site inspection.
3. After assessing your loss, we outline a strategy to protect your claim value and guide your recovery plan.
4. Once authorized, we handle all communication with your insurer.

Policy Review & Investigation

1. We thoroughly analyze your policy to identify coverages, limits, and exclusions once the policy is obtained.
2. We initiate the claim.
3. Schedule a property inspection with your insurance company.
4. Our experts stay current on state regulations and case law to ensure your claim is handled under the most up-to-date standards.
5. This deep understanding allows us to build a solid foundation for your claim.

Documentation & Proof of Loss

We prepare a complete, evidence-based claim package including:

1. Detailed repair estimates
2. Verified contents inventory and valuations
3. Business interruption projections (if applicable)
4. Supporting technical and industry documentation

Claim Presentation

1. Once the full scope of loss is determined, we organize your claim with complete supporting materials.
2. You receive a copy of all items turned into the insurance company.

Negotiation & Settlement

1. We communicate directly with your insurance company to resolve questions and eliminate delays.
2. Follow up after determination of coverage.  
3. Supplemental estimates are submitted.
4. Our expert negotiation ensures you receive a fair and timely settlement.

A well-managed claim means faster recovery, fewer mistakes, and a settlement that truly reflects your loss. Without expert guidance, many policyholders leave money on the table or face unnecessary delays.

Take the Next Step

Don’t face your insurance company alone. Let our experienced public adjusters protect your interests, maximize your claim, and restore your peace of mind.

📞 Call us today at (352)816-6616 or fill out our Free Claim Evaluation Form to get started.